Your waterfront home, your sailboat, your family's future—comprehensive insurance designed for the life you've built. Local agents who understand your unique needs.
Send us a few details and we will reach out to you shortly.





From your daily commute to your family home, from weekend getaways to personal property—our personal insurance solutions protect what matters most to you and your loved ones.
Comprehensive auto insurance for daily drivers, motorcycle coverage for weekend rides, and RV insurance for family adventures. Competitive rates with local claims support.
Homeowners, condo, and renters insurance plus essential flood and windstorm protection for coastal North Carolina. Comprehensive coverage for your most valuable investment.
Specialized boat insurance for sailboats, motorboats, and personal watercraft. Weekend sailing or coastal cruising coverage designed for Eastern North Carolina waters.

From essential business coverage to specialized hospitality protection, we safeguard your operations, employees, and growth with industry expertise built over nearly 100 years.
Commercial auto, property, workers comp, general liability, and business owners policies (BOP). Core protection for your daily operations with cost-effective bundled options.
Builder's risk, business interruption, cyber liability, employment practices liability, and equipment breakdown coverage. Modern protection for today's business risks.
Industry-specific coverage for hotels, restaurants, and tourism businesses. Specialized liability, liquor liability, and seasonal business protection with expert guidance.

From individual health coverage to life insurance protection, we guide you through important decisions about your family's health and financial security.
Individual and family health plans plus Medicare options for seniors. Expert guidance through the health insurance marketplace with personalized plan selection.
Term and permanent life insurance options to protect your family's financial security. Professional guidance to determine the right coverage for your situation.
Group health, dental, vision, and retirement plans for businesses. Competitive benefit packages to attract and retain quality employees.

With nearly 100 years protecting boats and marine businesses along our coast, we understand the unique risks of life on the water and marine commerce.
Individual and family health plans plus Medicare options for seniors. Expert guidance through the health insurance marketplace with personalized plan selection.
Professional coverage for fishing charters, tour boats, marine construction, and salvage operations. Specialized protection for maritime business risks.
Marina liability and property coverage plus ocean cargo insurance. Comprehensive protection for businesses dependent on coastal operations.

Founded in 1926 by CD Lancaster in the historic Elks Building, The Insurance Center has grown from a single agent to New Bern's premier independent insurance agency. Through mergers with local legends like the McAden and Willis families, we've built something special – a 45+ person team that combines nearly a century of local knowledge with modern insurance expertise.
Why Choose UsIndependent agents who know your name, understand your needs, and fight for your best interests. Whether you're buying your first policy or managing complex coverage, we deliver the personal service and local expertise that online companies simply can't match.
After Nan helped me get the perfect health insurance coverage last month, Jordan Gauta helped me get the perfect auto insurance coverage today. I highly recommend The Insurance Center!
I really appreciate the assistance Ali Cox gives me. I have been a client of your agency for eleven years now and I have to say her customer service is second to none…
Customer service at The Insurance Center is top notch! Each time I deal with Jordan, she handles what I need very quickly and professionally. When I make a mess of things, she goes above and …
Definitely my first choice for insurance. Give them a call and they will help you choose the right policy’s and best rates for your insurance.
Toni Carr was terrific. She took the time to answer all of our questions and made it easy to make our decision. I have been in sales/customer service for many years and was particularly impressed …
Sheri always goes above and beyond to make sure I have the best coverage that I can afford. I highly recommend Sheri, Nan and the insurance center.
Our experienced agents are here to answer your questions, review your options, and help you secure the right protection. Whether you need a quick quote or want to discuss complex coverage, we'll connect you with someone who can help.
Talk to a specialist